@bjornski, putting a gun to someone's head to force them to pay for the medical expenses of a poor individual is more immoral than not being charitable and saving someone's life when you can afford toThis is really simple stuff. This is basic morality. You don't force people to do things on the premise that the ends justify the means. @zoomer,--You want to talk about "immoral"? Whats immoral is a private corporation dropping one's "ability to see a doctor" for some silly pre-existing condition.---You sign a contract with an insurance company that stipulates what obligations they have to you. If they violate that contract, you can take them to court. If they did not commit to covering a certain condition, then they are under no obligation to do so. It's an individual's own responsibility to check the contract they sign. People shouldn't be treated like children. They should be free to make their own decisions, and should be responsible for the consequences of those decisions.